Privacy Policy

Last Updated: October 24, 2024

1. Controller and Scope

This Privacy Policy describes how Mpact ("we", "us", or "our") collects, stores, processes, and protects personal and corporate data submitted to pactdesk.pro. This policy is aligned with Canadian federal data privacy regulations, specifically the Personal Information Protection and Electronic Documents Act (PIPEDA), and British Columbia's Personal Information Protection Act (PIPA).

2. Data Collected

To deliver high-velocity transaction clearances, we collect:

Submitted Information: Names, company emails, telephone numbers, and contents of submitted contracts or risk profiles.
Automatic Information: IP addresses, browser cookies, analytics performance signals, and page interaction times.

3. Purposes and Legal Bases for Processing

We process data in accordance with Canadian PIPEDA and provincial requirements, as outlined in the table below:

Processing Purpose	Data Category	PIPEDA / Legal Basis
Providing contract assessments	Name, corporate email, phone, documents	Expressed Consent / Execution of Commercial Service Request
Securing technical systems	IP address, device metadata, activity logs	Implied Consent / Legitimate Interest in IT Protection
Optimizing website performance	Usage metrics, session dynamics, cookies	Expressed Consent via Consent Banner (analytics)

4. Cookies & Consent Architecture

Our website uses Google Consent Mode v2 to manage cookies. Non-essential cookies, including analytics and marketing tracking, are disabled by default. These tools are activated only after a user provides explicit consent via our cookie banner. Users can manage or update their preferences at any time by clicking "Cookie Settings" in our footer.

5. International Data Transfers

Data submitted to us is stored securely in Canada. In cases where third-party processors handle metadata outside Canadian borders (such as analytics services), we require standard contractual agreements that ensure equivalent levels of protection.

6. Retention & Security Policies

We retain submitted contracts and personal details only as long as necessary to complete the requested review or compliance audit. Standard transaction records are purged or archived after 180 days unless a client specifies a different retention schedule under an active retainer.

7. Your Legal Rights

Under Canadian legislation (PIPEDA / BC PIPA), you have the right to:

Request access to your personal information stored in our systems.
Request corrections to inaccurate or incomplete records.
Withdraw your consent to processing at any time, subject to legal or contractual restrictions.
File an official inquiry or complaint with the Office of the Privacy Commissioner of Canada (OPC) or the Information and Privacy Commissioner for British Columbia.

8. Contact Information

For all privacy inquiries, data access requests, or policy questions, please contact our Data Protection Officer at info@pactdesk.pro.